MisePay QR Payment App Begins In-Store Trial for JPYC Stablecoin
The trial tests whether a fee-free stablecoin payment system can handle real retail operations including refunds without giving store staff full administrator control.
Reporting from 1 source: ASCII.jp.
Sowaka Japan started a trial of MisePay, a QR payment acceptance app for the yen-pegged stablecoin JPYC, at three physical stores in Tokyo and Nagoya in July 2026. The app charges merchants a 0% processing fee and has no introduction cost. It also includes a refund authority management feature using smart account technology. Sowaka Japan is accepting additional merchant applications for the trial.
The three-store trial covers two locations in Shibuya, Tokyo, and one in Nagoya, Aichi Prefecture. MisePay requires no dedicated payment terminal-merchants use a smartphone and QR codes to accept JPYC payments. The payment processing fee paid by merchants to MisePay is 0%, and the introduction cost is also 0 yen.
Beyond simple payments, the app is designed to handle cancellations, refunds, and history management during daily operations. A refund authority management function, built on smart account technology, gives on-site staff only the permission needed for refunds, with configurable limits per store and per staff member. Sowaka Japan will collect operational feedback from the three stores and refine the service before a full launch, while applications from additional merchants are being accepted.
Synthesized by Yomimono from the 1 cited source below, including Japanese-language reporting where cited, then editorially reviewed before publishing.