JCB Begins Selling Oshikatsu Cancellation Insurance to Cover Event Travel Fees
The Oshikatsu Cancellation Insurance targets a specific gap in travel insurance for fans who spend heavily on event travel, but it explicitly excludes the most common fan disappointment-the oshi's absence-which may limit its appeal despite its awards.
Key Facts
- JCB and Mysurance launched the Oshikatsu Cancellation Insurance on July 7, 2026, with applications open since June 30 through JCB no Hoken.
- The insurance fully compensates cancellation fees for travel expenses up to the insured amount due to event cancellations, transport delays, or hospitalization.
- Premiums are approximately 3% of travel cost; a 30,000 yen domestic trip costs a 900 yen premium.
- The product has won the 2025 Good Design Award, the 2025 Shogakukan DIME Trend Award, and the 12th Small-sum Short-term Insurance Award.
- Coverage excludes the event ticket price and does not apply if the oshi withdraws but the event is held.
Reporting from 3 sources: 4Gamer.net, GAME Watch (Impress), Denfaminicogamer.
JCB started selling the Oshikatsu Cancellation Insurance on July 7, 2026, with applications available through the JCB no Hoken service since June 30. The product, planned and developed by Mysurance-a Sompo Japan subsidiary-fully compensates cancellation fees for travel expenses incurred when an event is canceled or postponed, transportation is delayed or canceled, or the policyholder needs a sudden hospital visit or hospitalization, up to the insured amount. Two versions exist: Domestic Travel Edition and Overseas Travel Edition. For the Domestic Travel Edition, a 30,000 yen travel cost costs a 900 yen premium. The Overseas Travel Edition offers two plans: Wide Plan (covers event cancellations) and Simple Plan (covers only hospitalization and transport disruptions). Coverage applies only to reservations made within 14 days of the trip and at least 9 days before departure. The insurance does not cover the event ticket price itself, nor does it cover cancellations if the oshi withdraws but the event is held, or if a hotel is canceled because a ticket lottery was lost. The product has won the 2025 Good Design Award, the 2025 Shogakukan DIME Trend Award, and the 12th Small-sum Short-term Insurance Award.
The insurance is sold through "JCB no Hoken," a service JCB launched in July 2025 that lets card members manage and apply for insurance through the MyJCB web portal. JCB said it was considering new services for the growing oshikatsu market, and Mysurance needed a way to reach customers at the moment they book travel after ticket lottery results. The two companies aligned on launching the product together.
Mysurance, a Sompo Japan subsidiary, started operations in 2019 and by January 2026 had exceeded 2 million cumulative insurance contracts. The company designs insurance approaches that break away from conventional thinking, making insurance simple and intuitive.
For the Domestic Travel Edition, the reservation amount at application becomes the compensation limit. A trial calculation on the official website shows for 10,000 yen in travel expenses the premium is 300 yen, and for 100,000 yen it is 2,990 yen, roughly 3 percent of the reservation amount. For the Overseas Travel Edition, the limit can be selected in increments of 50,000 yen from 50,000 yen up to 1,000,000 yen.
Synthesized by Yomimono from the 3 cited sources below, including Japanese-language reporting where cited, then editorially reviewed before publishing.
Sources
- 4Gamer.net 「推し活キャンセル保険」が「JCB のほけん」で販売開始に。遠征費のキャンセル料を，保険金額を限度に全額補償
- GAME Watch (Impress) ライブなど遠征費のキャンセル料を補償。「推し活キャンセル保険」をJCBが販売開始
- Denfaminicogamer JCBが「推し活キャンセル保険」の販売を開始。突然の公演中止や交通機関の欠航などで発生した遠征費のキャンセル料を、設定した上限額まで全額補償する