Riskified Platform Lifts and ST Payment Approval Rates by 15%
The result shows a merchant can bypass 3-D Secure authentication for low-risk transactions entirely, which suggests the trade-off between fraud prevention and checkout convenience is not fixed.
Reporting from 1 source: ASCII.jp.
Riskified Japan announced its AI-powered risk intelligence platform has been introduced to the web store and ST, operated by and ST Co., Ltd. Within about eight months, payment approval rates improved by up to 15%, the fraud chargeback rate dropped to roughly 0.0005%, and manual visual review operations were eliminated, reducing workload by about 10 hours per week.
and ST, the digital hub for brands including GLOBAL WORK, niko and..., and LAKOLE, introduced Riskified's AI solution with an EMV 3-D Secure Pattern 1 operation. The setup lets low-risk purchases skip 3DS authentication while high-risk ones face added checks, protecting the full customer journey from account creation to payment around the clock.
By January 2026, roughly eight months in, approval rates rose up to 15% and the fraud chargeback rate fell to about 0.0005%. The in-house team stopped manual visual checks of suspicious orders, saving about 10 hours per week. and ST EC Manager Yumiko Honda said the change reduced checkout hassle while keeping fraud prevention strong.
Synthesized by Yomimono from the 1 cited source below, including Japanese-language reporting where cited, then editorially reviewed before publishing.