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SMFL Turns to Replit Vibe Coding for Custom Enterprise SaaS

Sumitomo Mitsui Finance and Leasing began offering enterprise personalized SaaS on November 4, 2026.

Reporting from 1 source: ASCII.jp.

Why it matters

A leasing company that built its own asset management cloud is now selling custom development on top of it, and it is using an AI coding platform plus on-site engineers to make one-off enterprise work cheap enough to offer as a service.

SMFL Turns to Replit Vibe Coding for Custom Enterprise SaaS

Key Facts

  • SMFL began offering enterprise personalized SaaS on November 4, 2026.
  • The service uses the Replit browser-based development environment for custom development.
  • SMFL's Forward Deployed Engineer staff handle customization on site.
  • assetforce has surpassed 200 paid contracts and 4 million registered asset items.
  • SMFL President Tetsuro Imaeda said the aim is to overcome the effort and time barrier of individual customization.

The service customizes its assetforce cloud asset management platform and builds related systems using Replit's browser-based development environment, paired with SMFL's Forward Deployed Engineer staff working on site. SMFL President Tetsuro Imaeda said the aim is to lower the effort and time individual customization requires.

assetforce began as an internal tool. SMFL built the cloud asset management system in-house, used it on its own operations, and started selling it externally in 2021. It has passed 200 paid contracts, and registered asset data has reached 4 million items.

The new offering targets the requests assetforce's configurable fields and approval flows could not absorb. Replit provides the browser-based development environment, and SMFL's Forward Deployed Engineers handle the customization on site. Imaeda framed the combination as a way to clear the barrier of time and effort that individual customization has carried.

Written with AI by Yomimono from the 1 cited source below, including Japanese-language reporting where cited. See our editorial policy.

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